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 planned gifts |
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PG CALC is an interactive, web-based calculator that lets you explore a variety of gift options over a secure internet connection. Gift calculations are provided for illustrative purposes only.
Please consult your attorney or tax advisor prior to entering into any gift planning arrangement.
Try it today. |
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Planned gifts can be made in a variety of forms and The Foundation’s staff can provide assistance in creating one that’s right for you.
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Charitable Remainder Trust
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A charitable remainder trust allows a donor to make a gift to their community, without loss of income, and while still receiving the current income tax deduction allowed for a future gift. The gift’s value is based on current market value, without triggering a taxable capital gain and offers an income at a desired percentage without regard to current investment return. |
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Charitable Lead Trust
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With a loan of assets, the asserts transferred to the trust are eventually returned to the donor or, more typically, the donor’s children. Income is paid to The Foundation annually while the assets are in the trust. Such trusts can be created during a lifetime or at death, with significant savings in gift or estate taxes possible because of the “temporary” gift to The Foundation. |
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Charitable Gift Annuity
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A gift annuity is a life annuity for one or two lives, issued by the Foundation in exchange for gift property, with the Foundation guaranteeing the annuity payment to the annuitant(s). The donor receives a charitable tax deduction for the value of the remainder gift, the basis is recovered tax-free over the donor’s lifetime, and the Foundation receives the capital gift when income needs end. |
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Insurance
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Life insurance makes it possible for virtually everyone to make a meaningful gift to their community. Policies that were never used for their original purpose can make excellent gifts when given to The Foundation and the donor can deduct the replacement value of the policy. A donor can also make a larger gift then he or she thought possible by naming the Foundation as owner and beneficiary of a new life insurance policy. |
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Retirement Assets
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These are one of the best assets to transfer as a charitable contribution because they produce taxable income. Heirs do not pay income tax on most assets they receive from a decedent. If you plan on making a charitable contribution, it is usually better to transfer an asset that is subject to income tax to a tax-exempt organization, such as The Foundation, and leave the assets not subject to an income tax to your heirs. |
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Bequest
by Will
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One of the simplest ways to provide for your community is to establish or add to a fund through a bequest in your will. To help you accomplish this, The Foundation can provide your attorney with simple language. We can also talk with your lawyer or financial advisor about the many options available to meet your charitable objectives and provide for your love ones. Join the Nettie J. Dayton Circle - make The Foundation a beneficiary in your will. |
For more information contact Vilandria Turner, director of community philanthropy, at vturner@cfgnh.org.
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